Every year is a little bit different when it comes to investing your money. Yesterday’s great opportunities are tomorrow’s disaster plans. Even though the market changes and fluctuates constantly, there are still some ways to predict how it’s going to shift actually. We are not completely in the dark here, simply because we tend to avoid the approach that revolves around using a crystal ball and making prophecies. We rely on predictions and prognosis, but those are educated guesses and they differ greatly from just randomly speculating about what’s going to happen. We will give you some estimations on what…