Deal hunters are serious shoppers. They know where to find discount codes, when the best time to buy is, and how to scout out a bargain. What some of the best bargain hunters don’t realize, though, is that their debit card can be the thing that helps them score these great deals.
Let’s talk about the most highly utilized card in your wallet. Here are nine debit cards that come with great perks for those who love a good deal:
Chime Visa Debit Card
A Chime Spending Account is an excellent option for all of those deal hunters and big savers out there. When you sign up for a spending account with Chime, you get a debit card, no monthly fees, and no maintenance fees.
One of the best features of the Chime Visa Debit Card is its round-up feature. Every time you swipe your debit card, Chime rounds up to the nearest dollar and transfers the round-up amount to a linked savings account—a simple way to save as you spend.
American Express Serve Cash Back
The American Express Serve Cash Back card is a prepaid debit card that comes with great perks. Rather than tying your card to a checking account, you load money onto the card via direct deposits and bank account transfers.
The Serve card from American Express is the only prepaid debit account with unlimited 1% cashback on purchases. For every dollar you spend with Serve — in-store and online — you get 1% back. The cashback is added to your Serve account right after purchases and is ready for you to spend whenever you choose.
Bluebird by American Express
Another American Express Card, Bluebird is a great card for those who love a good deal. The card was designed in partnership with Walmart and offers membership benefits that you may not get with your bank account.
Here are a few membership benefits that come along with the Bluebird card:
- Purchase protection: If you just bought something with your Bluebird card and it gets damaged, it’s covered under purchase protection.
- Entertainment access: Get preferred seating at some of the hottest events in sports and entertainment.
- Amex Offers: American Express customers get exclusive savings on shopping, dining, and more.
- World-class customer service: American Express offers 24/7 customer service to all cardmembers.
Bluebird accounts can be opened online or at Walmart. Plus, there are no monthly fees and no overdraft fees.
PayPal Business Debit Card
The PayPal Business Debit Mastercard is a great option for business owners who want a card with credit card-like perks. This debit card allows you to spend your PayPal balance and earn cashback on eligible purchases.
For all signature-based, online, and phone transactions, cardholders get unlimited 1% cashback. They also get instant access to funds and the ability to withdraw from ATMs, all without an annual fee.
NetSpend Visa Prepaid Card
The NetSpend Visa Prepaid Card is another great prepaid debit card for those who want to manage their expenses without a checking account. If you have no credit history but want a card that offers security and convenience, then this is the card for you.
Not only is no credit check or banking history required to obtain this card, but there’s also no activation fee and no minimum balance required.
What’s more, you’ll receive texts when a transaction takes place. This allows you to easily track your spending and see for yourself when you score a great deal.
Simple Visa Card
The Simple Visa Card builds budgeting right into the user experience with its handy mobile app. Easily deposit or transfer money from another bank and keep track of your money at a glance. Simple helps you make smart spending decisions by doing the “Can I afford this?” math for you.
In addition, Simple allows you to set up recurring expenses in the app and to set aside money for them each month. Use its Goals feature to stash away money for the things you need to save for, like a vacation. Goal does the work for you—just set an amount you want to save and a date you want to save it by.
Bank of America Visa Debit Card
Bank of America’s Visa debit has great benefits, most notably its exclusive BankAmeriDeals. In addition to special savings, it has no annual fee.
The Bank of America Visa Debit Card also allows you to build your savings automatically with a Keep the Change feature. Make everyday purchases part of your savings plan by rounding up each debit card purchase to the nearest dollar and turning that spare change into savings.
Empower Visa Debit Card
The unique thing about the Empower Visa Debit Card is the A.I.-powered tool that comes along with it. The Empower app combines basic banking functions with budgeting technology.
Not only do cardholders earn 1% cashback on their first $1,000 in purchases every month, but Empower also has a referral incentive. If you refer a new customer to Empower, you’ll get a 1% boost in your cashback for a month.
Discover Cashback Debit Card
The Discover Cashback Debit Card allows cardholders to earn 1% cashback on up to $3,000 each month. Cashback can be redeemed as an automatic deposit to your savings account or as a credit in your checking.
Unlike some cashback cards, Discover lets you redeem its rewards as true cash. Earners can transfer rewards directly to a linked savings or money market account. Discover cards also have fee free access to more than 60,000 ATMs and no annual fee.
Most people see a debit card as just a piece of plastic that links to their checking account. But choosing the right debit card for your wallet is just as big of a decision as when or where to shop.
Above all, do your research: What debit card features are the most important to you? What features will help you get the most out of your card? Choose one that makes the most sense with your spending.
